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Save, earn and invest money to achieve financial independence and a stress-free life.

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How much crypto should I own?

This crypto bull run is just nuts. I will try to provide reasons for and against owning crypto. Then if you decide it should be


Risks and Antidotes

Investing is simple but not easy. Just like a diet is not hard in theory. Eat more green, consume less and exercise. Yet many of

Life Hacks


We often talk about maximising our investing profits, optimising for tax between ISA and pensions, or whether a 5% small-cap allocation in our portfolio is

Coffee beach

Reflections 2020

Don’t worry, this won’t be a COVID-only post. But I’m allowed to refer to it a few times, if that’s ok. Just wanted to write