success woody allen quote

Welcome! Dear Foxy Monkey Reader,

Thank you for visiting the FM lounge! I hope you will find some useful content here.

This blog is all about life hacking.

To be more specific, I will try to share my knowledge and grow with like-minded people on topics such as personal finance, investments, tax, savings and occasionally, career stuff.

I’m always trying out new things and never let my money rest – I invest it. If side income is what you’re after, have a look at matched betting. Although I will normally make a side income in different ways, most of my net worth comes from having a high-paying job, living within my means and optimising my taxes.

I also cycle to work which is a nice hack to better health and higher savings. I love the idea of passive income so that my money works harder rather than sitting idle in the bank. Which is why I wrote a long guide: Best passive income investments.

When it comes to money management, I weigh all options when it comes to paying down my mortgage VS investing. The blog turns a bit philosophical sometimes. This is because I love exploring what makes us happy and fulfilled. 

It all started after I realised that many of my friends wanted help in this area. They’re too busy managing their personal lives, building a career, having fun, children etc which I understand.

I try to optimise my taxes as much as possible. I’m avoiding tax but not evading it. You may want to read how I invest via a limited company on The Company Hub.

I am definitely not perfect or 100% correct – trust me, I’ve made many mistakes myself. But I’m passionate to learn and share. I thought that instead of helping only them, I could start a journey to help anyone interested. So here I am!

The Goal

To become financially independent and have fun. As the famous saying goes: “Your money can work harder than you can”.

I would probably call this blog smarter-living-without-trading-off-pleasure but it’s not as catchy as the Foxy Monkey is.

Behind the Mask

Foxy Monkey’s name is Michael. I am a tech professional in my mid-30s living with my lovely wife and kid in one of the most expensive cities in the world – London.  

I love coffee, algorithms, tennis and cycling. Since university, I managed to double my income every 2 years by trying different projects, constantly learning and getting out of my comfort zone.

I also save a good amount and invest these savings to generate more income. This will allow us to escape the 9-5 lifestyle in seven four years and “retire early”! I shares all my findings on this blog and welcome you aboard!

Oh before I forget… Every 2 weeks, I send a handwritten email with honest, valuable content. This is a great way to slowly consume the blog.  Feel free to subscribe below.

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